Support Civil Justice on #GivingTuesday!

Do you want to be a part of the #GivingTuesday movement that is sweeping America?  With your help, we will raise funds to help Civil Justice continue to bridge the "justice gap" and make a difference in the lives of many Marylanders.  Donors who contribute $50 will receive a travel coffee mug.  Donors who contribute $100 will receive a Civil Justice T-shirt.  For a donation of $125, you will receive both items!  Click here to make a donation.

Foreclosure Mediation Brief Advice Project now open at OAH in Hunt Valley, MD

Civil Justice, Inc. has launched the Foreclosure Mediation Brief Advice Project, a new initiative offered in partnership with Maryland Volunteer Lawyers Service.  Homeowners facing foreclosure, who do not have legal representation, may obtain free, brief legal consultations on Mondays and Wednesdays from 8:00am to 4:30pm at the Office of Administrative Hearings Administrative Law Building in Hunt Valley.  The address is 11101 Gilroy Road, Hunt Valley, MD 21031.

The Foreclosure Mediation Brief Advice Attorneys will answer questions about foreclosure mediation, provide legal advice regarding the homeowner’s foreclosure, and help homeowners understand any court papers and documents received in relation to the foreclosure.

Individuals are served on a first come, first served basis, and there are no appointments necessary.  There are no income limitations, and attorneys will meet with any homeowner facing foreclosure who is not represented by an attorney. If a homeowner would like to meet with an attorney the same day as their mediation, they should plan to arrive early; Judges will not delay a mediation to provide time to speak with an attorney.  

Homeowners facing foreclosure are strongly encouraged to get assistance as early in the foreclosure process as possible.  Housing counseling resources are available through the Maryland HOPE Hotline at 877-462-7555, or   The Foreclosure Mediation Brief Advice project is one of several initiatives offered by Civil Justice to assist people facing foreclosure.  For more information on our other initiatives, please visit our Programs section or call our intake department at 410-706-0174.    



Civil Justice, Inc is a Maryland non-profit corporation formed for the purpose of increasing the delivery of legal services to clients of low and moderate income while promoting a statewide network of solo, small firm and community based lawyers who share a common commitment to increasing access to justice through traditional and non-traditional means.

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Foreclosure Recovery: Helping Homeowners Get Back on Track:  Recovery is a concept that evokes diverse emotions. Feelings of triumph or hopefulness may arise from resolving, or “getting to the other side of,” a life challenge. Nonetheless, recovery also implies survival from an unpleasant experience—potentially one we never wanted to endure. Recovery requires healing, renewal, and forward motion. In order to recover, one must acknowledge that life has changed: a potentially mournful realization that necessitates adaptation to current circumstances, as well as responsiveness to underlying scars. Just as with recovery in general, foreclosure recovery provides opportunities to re-engage life situations with new and wellness-enhancing orientations. The aftermath of a foreclosure event can result in varied legal and financial consequences, regardless of whether one has successfully obtained a permanent modification or lost the home. Issues such as depleted savings accounts and difficulties securing a rental property may appear as immediate challenges; whereas, conseque

"Passive" Debt-Buyers: An Urban Legend:  Maryland law requires debt-buyers who file debt collection lawsuits against consumers to be licensed as collection agencies with the Department of Labor, Licensing, and Regulation.  Earlier this year, two elected officials introduced separate legislation in the Maryland General Assembly that proposed to create a definition within the licensing laws for certain debt-buyers known as “passive debt buyers.”  In response to this potentially negative legislation, Civil Justice joined the team of CJ Network Attorneys and consumer advocates that submitted written and oral testimony in opposition to these bills.  The consumer advocates prevailed in having both bills withdrawn.  Here are a few reasons why Civil Justice opposed these bills:   Active and Passive Debt-Buying is a False Distinction According to the proposed legislation, a “passive debt buyer means a person who, for investment purposes, acquires a consumer claim in default at the time of acquisition.”  The distinction betwe